Which Popular Funds Will Hit Investors On Losses and Capital Gains Stable value and money market funds both attempt to preserve capital while paying interest. Manager Risk for Stable Value Fund Actively managed investments are subject to the risk that the investment managers' usage of investment techniques and risk analysis to make investment decisions fails to perform as expected, which may cause the relevant portfolio to lose money or underperform investments with similar objectives and strategies or the market in general. Like an insurance company account, a commingled stable value fund is only as safe as the financial strength of the insurance company or bank assurances that support it. The sub-advised accounts in question were group annuity funds offered by John Hancock. Commingled or pooled stable value fund: A commingled stable value fund is made up of a portfolio of bonds (which may be held in a commingled trust or in an insurance companys separate account) and insurance company or bank-wrap contracts. JSCCX | A complete John Hancock Small Cap Value Fund;R6 mutual fund overview by MarketWatch. + When contributions are allocated to Funds under your employer's group annuity contract with John Hancock, they will be held in a sub-account (also referred to as "Fund"), which invests in shares of the specified underlying mutual fund, collective trust, ETF or a combination of these. Asset class/Investment style : Asset class refers to the broad category of investments the portfolio, or underlying fund, currently holds. The content of this website is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. If the sub-account inception date is after May 23, 2008, then the class introduction date is the same as the sub-account inception date.Returns for any period greater than one year are annualized. Under the agreement, the insurance company credits participant account balances with a guaranteed rate (the crediting rate); maintains a constant, daily, per-share price for transactions; and provides liquidity. Stable value fund due diligence| John Hancock Retirement January 31, 2020 Stable value due diligence For decades, stable value funds have been used for principal preservation in retirement plans. 4A. We find that high-quality management teams deliver superior performance relative to their benchmarks and/or peers. Date sub-account or Guaranteed Interest Account first available under group annuity contract.This class was introduced May 23, 2008. MAY LOSE VALUE. See important note (52) for more details. darlene ortiz birthday; dunkin donuts k cups nutrition facts; falesha & jacqueline The trustee of a stable value fund and/or the manager or sponsor of the underlying investments of a stable value fund typically endeavor to maintain one or more Stabilizing Agreements (also known as a Wrap Agreement) with Stability Provider(s) (also known as Wrap Providers) in an attempt to maintain the book value of the fund or the underlying investments. A funds investment objectives, risks, charges, and expenses should be considered carefully before investing. Learn the basics and their unique terminology. MAY LOSE VALUE. The fund invests a portion of its assets (including cash and cash equivalents) in a separate account of John Hancock Life & Health Insurance Company (JHLH). Stable value funds generally provide a higher return Stable value funds are also viewed as safe investments. Copyright 2023 Morningstar, Inc. All rights reserved. Any change in the FER of an underlying fund will affect the Expense Ratio of the investment option which invests in the underlying fund.The ER applies daily at a rate equivalent to the annual rate shown, and may vary to reflect changes in the expenses of an underlying fund and other factors.For Expense Ratio information current as of the most recent quarter end, please refer to the monthly Return and Fees listing available from John Hancock upon request. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in NY), and John Hancock Life Insurance Company of New York, Valhalla, NY. Fund Share Class Information: Vehicle: Collective Investment Trust (CIT) Fund Inception: May 6, 2006 Fund AUM: $3,857 M CUSIP Share Class Expenses Class R6: 478033889 R6: 0.42% Portfolio Guidelines: Number of Holdings: 1000+ Market to Book Ratio 94.33% Fund Information Stable Value Fund Performance (Class R6; Class 1 Sub-Class 0) Returns as of . These charges, if included, would otherwise reduce the total return for a participants account. Investing involves risks, including the potential loss of principal. XLS www.jh401kadvisor.com For these services, John Hancock and its affiliates receive additional fees which are included in the underlying fund expense ratio (i.e. Some Vanguard, Fidelity, T. Rowe Price, and other mutual fund estimate big dispersals despite big losses. Interest Rate Risk for Stable Value Many fixed income investments face the risk that the securities will decline in value because of changes in interest rates. The objective of the John Hancock Stable Value Fund is preservation of capital and returns that beat money market funds over a full interest rate cycle. Contributions under a group annuity contract issued by John Hancock Life Insurance Company (U.S.A.) (John Hancock USA) are allocated to investment options which: (a) invest solely in shares of an underlying mutual fund, collective trust, or ETF; (b) invest in a combination of these; or (c) are Guaranteed Interest Accounts and which will be held in the John Hancock USA general account. The obligations of each Stability Provider are general, unsecured obligations of such Stability Provider. Peer groups are unmanaged and cannot be invested in directly. Requests may be cancelled if not within our guidelines.Participants are allowed a maximum of two exchanges per calendar month. Prospectuses are not required and prices are not available in local publications. For more information or to order prospectuses for the underlying investments, call 800-395-1113 and speak to a client account representative. Where the figures are different, the underlying fund has either waived a portion of, or capped its fees, and the result of such fee waiver or cap is reflected in the net expense ratio.The waiver or cap is subject to expiration, in which case the Expense Ratio and performance of the sub account may be impacted. "covered service provider" is a service provider that: Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive. Stable value funds are a type of principal preservation investment available to 401 (k) plans, pensions, and other institutional funds. Extension Risk The issuer of a security may repay principal more slowly than expected because of rising interest rates. The information shown is based on the most recent available information for the underlying mutual fund, collective trust, or ETF (collectively referred to as underlying fund) as of the date of printing and is subject to change. Provide specific products and services to you, such as portfolio management or data aggregation. John Hancock Funds Disciplined Value Fund Class R6 - Financial Times To preserve capital and provide stability of principal while earning current income that exceeds money market rates over the long term.The Fund is invested primarily in diversified fixed income funds and separately managed bond accounts run by internal and external sub-managers selected by John Hancock in its capacity as advisor to the Fund and manager of the underlying separate account in which the Fund is primarily invested, and in book value stabilizing agreements offered by state or federally regulated financial institutions. Securities with longer maturities or durations typically have higher yields but may be subject to increased interest-rate risk and price volatility compared with securities with shorter maturities, which have lower yields but greater price stability. As interest rates decline, the issuers of certain fixed income securities, including asset-backed securities, may prepay principal earlier than scheduled, forcing the applicable portfolio manager to reinvest in potentially lower yielding securities. "Underlying fund" includes the underlying mutual fund, collective trust, or ETF in which a sub-account invests. Treceded by an z/lccotmt of Old Ouabaiig, Indian and English Occupation, 164J-16J6 . Investment Grade Securities for Stable Value Fund Investments in investment-grade securities that are not rated in the highest rating categories may lack the capacity to pay principal and interest compared with higher rated securities and may be subject to increased credit risk. Great-West Stable Value Fund - contracosta.ca.gov John Hancock Disciplined Values exceptional team and time-tested approach merit a Morningstar Analyst Rating of Silver across most share classes, with the pricier C shares receiving Bronze. Equity Wash Transfers from the Stable Value Fund to a competing fund are subject to a standard 90-day equity wash provision. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). JHancock Disciplined Value R6 14.07% 19.33% -9.47% 22.79% 1.74% 30.24% -4.32% 1.24% S&P 500 Total Return 11.96% 21.83% -4.38% 31.49% 18.40% 28.71% -18.11% 8.31% JPMorgan US Value R6 15.35% 17.71% -7.25% 28.48% 4.80% 27.50% -2.08% 1.25% American Funds American Mutual R6 14.53% 17.99% -1.78% 22.12% 5.10% An error occurred while processing your request. Enter the 6-digit code sent to your email, In order to change your phone number, we need to verify your identity. The total revenue John Hancock receives on this Fund is higher than those advised or sub-advised exclusively by unaffiliated entities. Withdrawals or transfers initiated by participants will generally be paid at book value, except where they are the result of plan sponsor actions. Increased rates of prepayments will generally result in a loss of interest income if the portfolio manager is required to reinvest at a lower interest rate. Unless otherwise specifically stated in writing, each such company does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. Like money market, stable value pays interest and offers a fixed net asset value. John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Contact your John Hancock representative if you wish to obtain a copy. | 1-Day Return as of Apr 28, 2023, 10:14 PM GMT+0, Muni National Intermediate-Term Bond Funds, Transparency is our policy. We have sent an authorization code to the email address on file. Fund Inception Date 01-30-81 Management Company Columbia Mgmt Investment Advisers, LLC Telephone 612-671-9557 Web Site www.ameriprise.com Issuer Columbia Threadneedle Investments Category Description: Stable Value Stable value funds seek to provide income while preventing price fluctuations. S&PCredit ratings of AA- or better are considered to be high credit quality; credit ratings of BBB- are good credit quality and the lowest category of investment grade; credit ratings BB+ and below are lower-rated securities (junk bonds); and credit ratings of CCC+ or below have high default risk. Well send an authorization code to your email on file. Sub-accounts invest in underlying funds, offered to qualified retirement plans through a group annuity contract. Fixed income, or bond Funds are often categorized by the duration and credit quality of the bonds held in the underlying fund. Stable value funds are important principal preservation vehicles. Please confirm with your local John Hancock Representative if you have any questions about product, Fund or contract feature availability. This site is protected by reCAPTCHA and the Google Past performance is no guarantee of future results. Weightings - Applicable to only the Target Date (Lifecycle Portfolio) and Target Risk (Lifestyle Portfolios) Each Target Risk/Target Date Portfolio has a target percentage allocation designed to meet the investment objectives of a corresponding investment orientation. An investment in a sub-account will fluctuate in value to reflect the value of the underlying portfolio and, when redeemed, may be worth more or less than original cost. Not available to defined benefit plans. The team is responsible for the allocation of assets to these strategies consistent with wrap issuer investment guidelines, constraints and benchmarks, T. Rowe Price Stable Value Common Trust Fund (Class A), T. Rowe Price Stable Value Common Trust Fund (Class B), Registration on or use of this site constitutes acceptance of our. John Hancock Disciplined Value Mid Cap Fund;R6 - MarketWatch Investments in the Fund will accrue interest at the applicable monthly crediting rate, which rate will be set based upon a formula but may be adjusted from time to time as agreed upon by the Stability Provider(s) and John Hancock Life Insurance Company (U.S.A.). To verify your identity, we need to send an authorization code to the email address on file. PDF Columbia Trust Stable Income Admin 25 - T. Rowe Price However, through its Stabilizing Agreements with one or more Stability Providers, the Fund is designed to meet Department of Labor requirements for 'grandfathered' default contributions under 29 CFR 2550.404c-5(e)(4)(v). Learn key differences between stable value and money market funds. Equity, or stock underlying funds may be categorized by the size of the securities in which the fund invests (market capitalization). The fixed income portfolios are managed to provide current income with a "AA" minimum average credit quality objective. PDF Factsheet John Hancock Stable Value Fund Fund Details - John Hancock Investment Mgmt The prospectus contains this and other important information about the fund. Asset-backed securities include interests in pools of residential or commercial mortgages, debt securities, commercial or consumer loans, or other receivables. Litigation. Current Stable Value Fund List - How can we help? John Hancock Stable Value Fund John Hancock Stable Value Fund 13,26,52,128,142,143,166,239 Investing solely in John Hancock Stable Value Fund (Class 1) Managed by John Hancock Life Insurance Company (U.S.A.) Sub Account Details Risk/Return Category 1A Conservative Asset Class/Investment Style 5A Domestic Fixed Income UNDERLYING Fund Highlights Read our editorial policy to learn more about our process. 239. All performance calculations shown have been prepared solely by John Hancock USA. 13. In addition, each insurance company either contractually guarantees or obtains contractual guarantees from third parties insuring against the loss of principal deposited into the Fund and providing that individual participant withdrawals will be paid promptly at book value (i.e., the amount of participant contributions plus interest previously credited, less previous withdrawals) even if the Fund's total book value exceeds the market value of its underlying securities. Get our overall rating based on a fundamental assessment of the pillars below. John Hancock Disciplined Value Mid Cap Fund R6 1. You can visit the Employee Benefit Security Administration's Web site for an example demonstrating the long-term effect of fees and expenses. There is no guarantee that any investment strategy will achieve its objectives. Allocating assets to only one or a small number of the investment options (other than the Target Date Lifecycle or Target Risk Lifestyle options) should not be considered a balanced investment program. This design allows money market funds to maintain a fixed net asset value and daily liquidity at the same time. JHancock Disciplined Value Mid Cap R6. Consortia Members - km4aanr.pcaarrd.dost.gov.ph The Net Expense Ratio represents the effect of a fee waiver and/or expense reimbursement and is subject to change. Investment grade categories indicate relatively low to moderate credit risk, while ratings in the speculative categories either signal a higher level of credit risk or that a default has already occurred.S&PCredit ratings of AA- or better are considered to be high credit quality; credit ratings of BBB- are good credit quality and the lowest category of investment grade; credit ratings BB+ and below are lower-rated securities (junk bonds); and credit ratings of CCC+ or below have high default risk. Home Funds Stable Value Fund Seeks to deliver intermediate-bond-like returns while seeking to maintain a stable net asset value Highlights Literature Performance Expenses Objective The fund seeks to preserve principal and achieve high current income through a diversified portfolio of high-quality investment contracts. i41. Analysis of performance and other indicative facts are also considered. Performance does not reflect any applicable contract-level or certain participant-level charges, or any redemption fees imposed by an underlying fund company. Fund availability subject to regulatory approval and may vary from state to state. Indexes are unmanaged and cannot be invested in directly. The fund expects that the use of Stabilizing Agreements will (when combined with any benefit responsive contracts and short-term investments held as underlying investments), under most circumstances, permit the fund to pay all withdrawals from the fund at book value. Strategy and process Source: Morningstar Direct for Mutual Funds, as of the most recent month end. It is not intended to provide investment, tax, or legal advice (unless otherwise indicated). Performance data reflects changes in the prices of a sub-account's investments (including the shares of an underlying mutual fund, collective trust, or ETF), reinvestment of dividends and capital gains and deductions for the sub-account charges.The performance data presented represents past performance.

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